Michigan Tech Employees Federal Credit Union (MTEFCU) offers membership to anyone who lives, works, or worships in Houghton, Kewwwnaw, or Baraga Counties.  We strive to provide our members with easily accessible accounts, competitive loan rates and products including mortgages, Visa cashback credit card, home equity loans, vehicles, and recreational vehicles, as well as excellent member service.  Members enjoy added benefits such as identity theft protection, free notary public, HSA and IRA accounts, and mobile/online banking, and instant issue ATM and debit cards.